Blogs

Explanations of the rules our clients ask about most, written to be read before a decision rather than after one.

Reviewing account statements on a laptop

Reporting15 September 2026

FBAR or Form 8938: which one do you file

The FBAR and Form 8938 ask about many of the same UK accounts, but they go to different agencies under different thresholds. Many Americans in the UK file both.

4 min read

US Returns02.09.26

Foreign tax credit or exclusion: the choice for Americans in the UK

Most Americans in the UK can remove UK salary from US tax in one of two ways. Because UK rates are generally higher than US rates, the credit often works better than the exclusion.

A card reading Individual Savings Account

Investments19.08.26

Why your stocks and shares ISA worries the IRS

An ISA is tax-free in the UK and fully taxable in the US. The funds inside it are commonly PFICs, which bring their own reporting and a punitive default regime.

Catch-Up Filing05.08.26

Behind on US returns: how the two Streamlined routes differ

The IRS Streamlined procedures have a Foreign route and a Domestic route. Only the Foreign route is penalty-free, and both depend on conduct that was not wilful.

Property22.07.26

Selling a UK home as a US citizen

UK private residence relief can make a home sale tax-free in Britain while the US still taxes part of the gain. Currency movement and the mortgage add their own US results.

UK Tax08.07.26

After non-dom: what changed for Americans in Britain

From 6 April 2025 the UK replaced the remittance basis with a regime lasting four tax years for new arrivals and moved inheritance tax onto long-term residence.

Ready to talk it through?

Tell us where you live, what you hold and which years are outstanding. We will say what applies and what it involves before any work begins.